Pet Insurance Companies That Cover Pre Existing Conditions

Compare pet cover policies that can cover your cat dog or domestic pets even if they are already sick.

Pet insurance companies that cover pre existing conditions. This pet insurance would cover hereditary or genetic illnesses even if your pet showed symptoms before you enrolled. Because pre existing conditions are excluded from most pet insurance policies you ll need to look for specialised cover if you want to be covered for those conditions. While they re still not a dog insurance that covers pre existing conditions completely they do cover curable pre existing. Waggle s pre existing conditions policy only covers pets under 3 years of age and will not cover any pets who have been to the vet more than 3 times in the last two years for anything other than a routine check up.

To help identify pre existing conditions and assess the overall health of your pet some providers may require proof that your pet has had a full medical exam prior to enrolling in their pet insurance. The aspca pet health insurance program does not require a veterinary exam or any medical records for enrollment. Non curable pre existing conditions. Some companies can eve offer online discounts extra cover options.

Generally pet insurance companies won t cover pre existing conditions at all. Some will cover historic conditions but only if your pet has been free of symptoms and treatment for a set period of time usually at least two years. You should bear in mind that if you do find a policy that covers pre existing conditions you might not be able to claim immediately or receive full cover. Unfortunately no pet insurance companies cover pre existing conditions.

Pet insurance companies define a pre existing condition as any illness or condition that a covered pet was afflicted by or showed symptoms of before the effective date of the policy or during the policy waiting period. They may also ask for past veterinary records. This is very rare to see from a pet insurance company and for that reason i love their policies. Each pet insurance company will have its own specific list of which conditions it excludes but most insurance companies will consider the following to be pre existing conditions.

Cover for existing conditions will probably be more expensive so consider if the extra cost is worth it. This definition includes recurring illnesses or conditions as well as injuries and associated complications. This is true even if your pet never went to the vet for this condition. There are currently no standard pet insurance companies that will cover your pet for existing chronic medical conditions.

Pet insurance for pre existing conditions could save you money if your pet already has an illness.