Pet Insurance Comparison Reddit

Different animals breeds and ages are all insured at different rates and different plans cover different types of care.

Pet insurance comparison reddit. Pet insurance in my experience is a tricky thing to say if it is worth it or not. My friend spent probably 5k in the last few months on her dog while we haven t really had any issues. Trupanion petplan embrace and healthy paws. I did a ton of research and called emailed multiple customer service reps at multiple companies to ensure i had an apples to apples comparison of them.

The way i look at it is paying a monthly premium to ensure i won t have to spend more than x amount on medical expenses for my dog that come up. Comparison and data compiled based on ca coverage features. Press j to jump to the feed. Hot new top rising.

We didn t renew that and found the pet insurance through nationwide where our cars are to be better. Log in sign up. Pet insurance like its human equivalent varies from animal to animal. I pay 27 a month with a 250 deductible.

It has a per issue deductible so you have to hit the deductible for each condition or accident you want to use it for and then it covers 90 of costs for the condition after that. I got the free pet insurance from 24petwatch for 30 days and our claim was denied for pre existing conditions because he was sick at the pound and got the same thing 30 days later. There s a lot of controversy around pet insurance but if done correctly it can be a lifesaver. Healthy paws pet insurance foundation is a standout for its overall value.

The only pet insurance that made any sense to me is trupanion or healthy paws similar type of plan which is basically high deductible pet insurance for accidents or serious health conditions. Moderator of r insurance archived. I ended up comparing my top four companies. The insurance company offers four annual deductibles at 100 250 500 or 750 with no cap on any of its claims.

Sample reimbursements are calculated as if they occurred to the same dog during one year policy term and are based on 1 actual claims received by nationwide in 2019 and 2 the latest policy terms and conditions available on the pet insurance providers websites as of december 27 2019. All things insurance r insurance.